Concord and Sudbury MA Real Estate - Cheryl Ann Flynn Realty Group

Thinking of Going Condo?

cherylflynn — Fri, 29 Jul 2011 16:22:15 +0000

If you’re considering moving into a condo, here is a quick questionnaire! You and your lender will want to have answers to these questions when comparing communities and evaluating the pluses and minuses.

1. Date

2. Condominium Project Name

3. Address

4. Name of Primary Contact Person

5. Primary Contact Person

6. Primary Phone number

7. Type of Condo Project Proposed ____ Under Construction ____ Existing ____ Conversion _____

8. Total number of units ________ Total Number of Phases _____ Number of Units in Phase ________

Number of Units for Sale ______ Number of Units Sold _____ Number of Units Rented ______

9. What is the total number of units with FHA insured Mortgages? ___________________

10. Does any single entity own more than 10% of the total units in the project? Yes ________ No ________

11. How many owners are in arrears on association fees? (More than 30 days past due) ___________

12. How many units are Owner Occupied? ____________

13. Are the homeowners in control of the Homeowners Association (HOA)? Yes________ No _______ Date of transfer? _______________________

Preparing a Home for Sale May Take Longer Than You Think

cherylflynn — Wed, 06 Jul 2011 16:56:09 +0000

If you’re thinking about selling, chances are you may be doing what a lot of people do, mentally minimizing the time and effort it takes to prepare a home for sale.

You may be thinking, “I have so much stuff!! Where do I start?!?” Well, mindset is an important consideration. The first thing to do is to step out of your “seller shoes” mentality and take an objective and critical look at the home from the eyes of a potential buyer who is looking for a bright, shiny, clean new environment to call home for the next several years.

Do the fixtures work properly or are they looking a bit tired and outdated? Are the drawers and closets stuffed with papers and things you don’t really use or need? Is there dust under things and in corners? Are the floors spotless and shiny? Do you have collections that need to be sorted through and disposed of? Are there odors or leaks? What about the roof? Furnace? Water Heater? Septic System? Have you maintained all of these home systems?

Have you constructed rigs in places which you have gotten used to but that take away from aesthetic beauty of the house when seen from an objective buyer’s point of view? Are the windows, light fixtures, tile and grout polished and shiny?

Make no mistake, cleaning, decluttering and preparing a home for sale is not a quick and easy job. In fact, it is a lot like moving and may give pause as to just how much “stuff” we as human beings accumulate throughout our lives and think we really need in order to be comfortable and happy!

It may require a year or two, or more, to go through everything in the house and either keep it or dispose of it, depending upon your living habits and whether or not you have accumulated a lot of stuff over the years.

But, after it has been done the whole house will smell, look and feel really beautiful! And, you just may find that your mind is as free, clear and uncluttered as your house!
Cheryl Flynn is a licensed Real Estate Broker affiliated with Byron Realty Corp. She specializes in Concord MA Real Estate, Sudbury MA Real Estate, Berlin, Bolton, Stow, Maynard, Hudson, Marlborough, Framingham, Southborough, Clinton, Lancaster, Sterling, Westford, Waltham, Wellesley, Andover and Dover MA Real Estate.

122 Freeman Rd, Charlton, MA offered by Cheryl Flynn of Byron Realty Corp.

cherylflynn — Mon, 13 Dec 2010 18:39:13 +0000

BYRON REALTY-Charlton MA Property from TheRadioVoicePro on Vimeo.



Top Concord and Sudbury Real Estate Blogger Awarded to http://cherylannflynnrealtygroup.com
cherylflynn — Wed, 01 Dec 2010 23:49:45 +0000

HomeInsurance.org





Concord Chorus Holiday Concert Not to be Missed
cherylflynn — Thu, 18 Nov 2010 13:04:38 +0000
The Middlesex School Concord MA
The Concord Chorus
Michael McGaghie, Music Director

65th Season, 2010-2011
One of my passions is choral music and in 1993 I had the good fortune to sing with the Concord Chorus.  On Monday evenings I would leave the children with their father and get over to The Nashoba Brooks School where I would sing Dvorak’s “Hymnus: Heirs of the White Mountains”.   Today, while perusing historical sites about this beautiful town where my father grew up and farmed the land, and where I raised my children,  I am reminded, of the high level of talent evidenced in concerts presented by this chorus, a talent that reflects the love of community and the rich literary and cultural heritage of Concord Massachusetts.
In 1945, 125 members of  Concord, and surrounding communities,  joined together for the first time to sing a Brahms Requiem.  This moving piece is said to have provided a sense of comfort and connection during the turbulent years of healing after World War II.
Today the 80 members of the chorus celebrate its 65th year and continue to move audiences with their musicianship while singing sophisticated works such as Antonin Dvorak’s Te Deum or Pachelbel’s Magnificat in G.   This is certainly a concert not to be missed.
2010-2011 SEASON
Holiday Concerts
Saturday, December 11, 2010, 4PM and 7:30PM

Middlesex School Memorial Chapel

1400 Lowell Road, Concord, MA



Time Line of Events For Home Buyers
cherylflynn — Tue, 09 Nov 2010 14:08:30 +0000
Concord and Sudbury Realtor’s Home Purchase Time Line of Events



Market Snapshot
cherylflynn — Fri, 15 Oct 2010 18:55:47 +0000
Painting by artist Thomas Kincaid 
This link will enable you to get up to the minute stats about real estate in your immediate neighborhood.  Enjoy!
homeinsight.com/Widget/default.asp?4PLGP6R7S0NJ



Concord Real Estate Market Trends
cherylflynn — Mon, 11 Oct 2010 00:19:17 +0000


Concord Recently Sold Homes


Concord Recently Sold Homes


Concord Homes For Sale


Concord Homes For Sale



Jumbo Restrictions Loosen
cherylflynn — Wed, 15 Sep 2010 16:05:48 +0000
Your buyer’s financing will impact their decision to purchase a home. In towns like Concord and Sudbury, many buyers are looking at homes requiring a mortgage above the $729,750.00 cutoff for conventional conforming loans backed by Fannie Mae and Freddie Mac.
Some good things are happening in this arena as documented by Bank of America, who has been pushing to offer more jumbo loans lately, and Citigroup who has seen a 30% rise in their jumbo business.  Last year these jumbo loans had much tighter restrictions and were being offered at interest rates at around 7%.  However, the trend seems to be that more lenders are offering  jumbo loans with interest rates closer to conforming loans.  In July the rates were in the 5% rather than 7% of last years range.  This caused a 30% jump in July sales of home priced above $750,000.



So Called “Historic Drop” in Real Estate Sales for July 2010
cherylflynn — Thu, 02 Sep 2010 23:41:26 +0000
One of the things students learn in college, when presenting data, is to be honest, accurate and clear about communicating a point effectively.  Charts, graphs and information can easily be distorted in order to send a message.   During the month of July,  real estate sales appeared to have experienced a steep decline.  However, the media failed to mention the reason for the decline which was the June 30, 2010 expiration of the tax credits, $8,000 and $6,500.
Once the tax credits had expired, there was suddenly nothing to energize buying and selling of real estate but the natural laws of supply and demand.  So, of course real estate prices dropped precipitously, which made it seem like a “historical” drop in prices if taken out of context.
In fact, according to the Massachusetts Multiple Listing Service, if you look at sale from a year to year comparison of  from the period of January to August, 2009 – 2010 for a few towns in Middlesex County, there was actually a rise in single family homes sold!
2010                        2009                          %Change
Acton                         130                         119                                9%
Bolton                           42                          30                               40%
Groton                       105                           86                                22%
Harvard                       64                           49                                 31%
Lexington                 248                         205                                21%
Littleton                       58                            41                                41%
Sudbury                     113                         104                                    9%
Townsend                     48                           43                                  12%
Wayland                        93                            78                                 19%
Westford                     105                         108                                  16%
Clarity and ethics can certainly be compromised by considering  facts taken out of the larger context.  It is a good thing to keep in mind when you hear or see news these days.